This Application collects some Personal Data from its Users.
Personal Data: Trackers; Usage Data
Personal Data: Tracker; Usage Data
Personal Data: device information; purchase history; Tracker; unique device identifiers for advertising (Google Advertiser ID or IDFA, for example); Usage Data
Personal Data: Tracker; various types of Data as specified in the privacy policy of the service
Personal Data: device information; Trackers; Universally unique identifier (UUID); Usage Data
Personal Data: device information; Tracker; Universally unique identifier (UUID); Usage Data
Personal Data: clicks; contents of the email or message; Data communicated while using the service; email address; first name; interaction events; last name; page views; profile picture; social media accounts ; user content
Personal Data: Tracker; Usage Data
Personal Data: Trackers; Usage Data
Personal Data: browser information; city; device information; latitude (of city); longitude (of city); number of Users; session statistics; Trackers; Usage Data
Personal Data: Trackers; unique device identifiers for advertising (Google Advertiser ID or IDFA, for example); various types of Data as specified in the privacy policy of the service
Personal Data: Trackers; unique device identifiers for advertising (Google Advertiser ID or IDFA, for example)
Personal Data: IP address; Trackers; Usage Data
Personal Data: app information; browser information; browsing history; city; clicks; country; county; custom events; device information; device logs; geography/region; interaction events; IP address; keypress events; language; latitude (of city); launches; longitude (of city); metro area; mouse movements; number of sessions; operating systems; order ID; page events; page views; scroll position; scroll-to-page interactions; search history; session duration; session statistics; state; time zone; Trackers; Usage Data; User ID; video views; ZIP/Postal code
Personal Data: city; company name; country; county; date of birth; email address; fax number; field of activity; first name; gender; last name; number of employees; phone number; physical address; profession; state; Tax ID; Tracker; Usage Data; User ID; various types of Data; VAT Number; website; ZIP/Postal code
Personal Data: Tracker; Usage Data
Personal Data: billing address; email address; first name; last name; payment info; phone number; purchase history; shipping address; Tracker; Usage Data
Personal Data: Tracker; Usage Data
Personal Data: Tracker; Usage Data; various types of Data as specified in the privacy policy of the service
Personal Data: company name; Data communicated while using the service; email address; password; phone number; physical address; Usage Data; username; various types of Data as specified in the privacy policy of the service
Personal Data: Tracker; Usage Data; various types of Data
Personal Data: email address; first name; Trackers; Usage Data
Personal Data: Tracker; Usage Data; various types of Data
Personal Data: date of the message; email address; email opens; first name; last date an email was sent; last name; message importance; sender of the message; time the message was received; time the message was sent; Trackers
Personal Data: company name; country; date of birth; email address; financial information; first name; gender; last name; phone number; physical address; Trackers; Usage Data; User ID; username
Personal Data: company name; country; Data communicated while using the service; date of birth; email address; first name; gender; geographic position; last name; number of employees; password; phone number; physical address; profession; state; Tax ID; Tracker; Usage Data; username; VAT Number; website
Personal Data: Data communicated while using the service; Tracker; various types of Data as specified in the privacy policy of the service
Personal Data: billing address; city; country; credit card number; Data communicated while using the service; device information; email address; financial information; first name; gender; language; last name; physical address; prefix ; state; Trackers; Usage Data; User ID; username; ZIP/Postal code
Personal Data: various types of Data as specified in the privacy policy of the service
Personal Data: device information; Tracker; Universally unique identifier (UUID); Usage Data
Personal Data: app information; Application opens; browser information; browsing history; city; clicks; country; county; custom events; device information; device logs; geography/region; interaction events; IP address; keypress events; language; latitude (of city); launches; longitude (of city); metro area; motion sensor events; mouse movements; number of sessions; operating systems; page events; page views; province; scroll position; scroll-to-page interactions; search history; session duration; session statistics; state; touch events; Trackers; Usage Data; video views; ZIP/Postal code
Personal Data: Tracker; Usage Data
Personal Data: Trackers; various types of Data as specified in the privacy policy of the service
Personal Data: Data communicated while using the service; device information; email address; Tracker; Usage Data
In addition to any opt-out feature provided by any of the services listed in this document, Users may learn more on how to generally opt out of interest-based advertising within the dedicated section of the Cookie Policy.
Open Banking Data
We work with a number of third-party companies in the open banking space to help us obtain and use your bank transaction information. Where you consent, we may receive personal data concerning you from Equifax, consent.online and Lending Score Limited. If you choose to share this data with us, we may then disclose this personal data to Lending Score Limited, our software partner to help us transform your open banking data into easy to understand formats and produce a series of PDF statements. We will only ever use your open banking data in accordance with applicable privacy laws
In order to process your application, we will perform credit and identity checks on you with one or more Credit Reference Agencies (CRAs). We may also carry out further periodic searches at CRA’s to allow us to manage your account with us. These checks are carried out on your instruction. We process your personal data because it is necessary to provide you the services you have requested from us, and for our legitimate interests in assessing your application responsibly and preventing fraud. We are not relying on your consent to process your personal data.
To do this, we will supply your personal information to CRAs. This will include your name, date of birth and residential address. It may also include additional information such as your salary, previous residential addresses and other information you provide as part of your credit application.
The CRAs will match this information to the records they hold about you, and provide in return, both public information (including the electoral register) and shared credit information in relation to your financial situation and financial history. CRA’s will supply to us both public (including the electoral register) and shared credit, financial situation and financial history information and fraud prevention information. We will use this information to:
• Assess your creditworthiness and whether you can afford to take the product;
• Verify the accuracy of the data you have provided to us;
• Prevent criminal activity, e.g. fraud and money laundering;
• Manage your account(s);
• Trace and recover any debts; and
• Ensure any offers provided to you are appropriate to your circumstances.
We will continue to exchange information about you with CRA’s while you have a relationship with us. We will also inform the CRA’s about your settled accounts. If you borrow and do not repay in full or on time, CRA’s will record the outstanding debt. This information may be supplied to other organisations by CRA’s When CRA’s receive a search from us they will place a search footprint on your credit file that may be seen by other lenders.
If you are making a joint application, or tell us that you have a spouse of a financial associate, we will link your records together, so you should make sure you discuss this with them, and share with them this information, before lodging the application. CRA’s will also link your records together and these links will remain on your and their files until such time as your partner successfully files for a disassociation with the CRA’s to break the link.
The identities of the CRA’s, their role also as fraud prevention agencies, the data they hold, the ways in which they use and share personal information, data retention periods and your data protection rights with the CRA’s are explained in more detail at www.equifax.co.uk/crain
CLS MONEY LTD, The Old Warehouse, 18 Sirdar Road, Rayleigh, Essex, SS6 7XF
Owner contact email: marketing@clsmoney.com