Privacy Policy of Checkboard

Checkboard collects some Personal Data from its Users.

Personal Data processed for the following purposes and using the following services:

    • Analytics

      • HubSpot Analytics and Google Analytics (Universal Analytics)

        Personal Data: Trackers; Usage Data

      • LinkedIn conversion tracking (LinkedIn Insight Tag)

        Personal Data: device information; Trackers; Usage Data

    • Collection of privacy-related preferences

      • iubenda Consent Database

        Personal Data: Data communicated while using the service; Trackers

      • iubenda Privacy Controls and Cookie Solution

        Personal Data: Trackers

    • Contacting the User

      • Phone contact

        Personal Data: phone number

      • Mailing list or newsletter

        Personal Data: email address; first name; last name

    • Device permissions for Personal Data access

      • Device permissions for Personal Data access

        Personal Data: Approximate location permission (continuous); Approximate location permission (non-continuous); Bluetooth sharing permission; Camera permission; NFC Reader permission

    • Handling payments

      • Stripe

        Personal Data: billing address; email address; first name; last name; payment info; Usage Data

      • Android Pay and Apple Pay

        Personal Data: billing address; email address; first name; last name; payment info; phone number; Usage Data

    • Hosting and backend infrastructure

      • DigitalOcean

        Personal Data: various types of Data as specified in the privacy policy of the service

    • Managing contacts and sending messages

      • HubSpot Email

        Personal Data: email address; Trackers; Usage Data

      • Sendgrid

        Personal Data: email address; first name; last name

    • Platform services and hosting

      • Google Play Store and App Store Connect

        Personal Data: Usage Data

      • WordPress.com

        Personal Data: Data communicated while using the service; email address; first name; last name; payment info; phone number; Usage Data

    • Registration and authentication

      • Firebase Authentication

        Personal Data: email address; password

    • Registration and authentication provided directly by Checkboard

      • Direct registration

        Personal Data: email address; phone number

    • Remarketing and behavioural targeting

      • Google Ads Remarketing and LinkedIn Website Retargeting

        Personal Data: Trackers; Usage Data

    • Social features

      • Firebase Dynamic Links

        Personal Data: various types of Data as specified in the privacy policy of the service

      • Inviting and suggesting friends

        Personal Data: various types of Data

    • Traffic optimisation and distribution

      • Cloudflare

        Personal Data: various types of Data as specified in the privacy policy of the service

    • User database management

      • HubSpot CRM

        Personal Data: email address; phone number; various types of Data as specified in the privacy policy of the service

      • HubSpot Lead Management

        Personal Data: various types of Data as specified in the privacy policy of the service

      • Intercom

        Personal Data: Data communicated while using the service; email address; Trackers; Universally unique identifier (UUID); Usage Data; various types of Data as specified in the privacy policy of the service

Information on opting out of interest-based advertising

In addition to any opt-out feature provided by any of the services listed in this document, Users may learn more on how to generally opt out of interest-based advertising within the dedicated section of the Cookie Policy.

Further information about the processing of Personal Data

    • Credit Reference Agencies

      Credit Referencing companies

      Not only will we be able to work with you more closely to manage your financial health, but we also work with credit reference agencies such as Transunion, Equifax and/or Experian to:

      assess and manage any new tenancy agreements you may enter into;
      assess your financial standing to provide you with suitable products and services;
      manage any accounts that you may already hold, for example reviewing suitable products or adjusting your product in light of your current circumstances;
      contact you in relation to any accounts you may have and recovering debts that you may owe;
      verifying your identity, age and address, to help other organisations make decisions about the services they offer;
      help to prevent crime, fraud and money laundering;
      screen marketing offers to make sure they are appropriate to your circumstances;
      for credit reference agencies to undertake statistical analysis, analytics and profiling,
      and for credit reference agencies to conduct system and product testing and database processing activities, such as data loading, data matching and data linkage.
      If you would like to see more information on these, and to understand how the credit reference agencies each use and share data such as bureau data (including the legitimate interests each pursues) this information is provided in this link: www.transunion.co.uk/crain; https://www.equifax.co.uk/crain/; https://www.experian.co.uk/legal/crain/. (For a paper copy, please get in touch with us or with the respective Credit Referencing Agency).

      We and the Credit Referencing Agencies we work with will ensure that your information is treated in accordance with UK data protection law, so you can have peace of mind that it will be kept secure and confidential and your information will not be used for prospect marketing purposes.

      If you would like advice on how to improve your credit history you can access independent and impartial advice from www.moneyadviceservice.org.uk.

      If you would like to see more information on the information shared and obtained from the Credit Reference Agencies, this information is provided in this link: https://www.transunion.co.uk/legal-information/bureau-privacy-notice; https://www.equifax.co.uk/About-us/Privacy_policy.html; https://www.experian.co.uk/privacy/privacy-and-your-data.

    • Push notifications based on the User's geographic location

      Checkboard may use the User's geographic location to send push notifications for the purposes outlined in this privacy policy.

      Users may in most cases opt-out of receiving push notifications by visiting their device settings, such as the notification settings for mobile phones, and then changing those settings for some or all of the apps on the particular device.

      Users must be aware that disabling push notifications may negatively affect the utility of Checkboard.

    • Push notifications

      Checkboard may send push notifications to the User to achieve the purposes outlined in this privacy policy.

      Users may in most cases opt-out of receiving push notifications by visiting their device settings, such as the notification settings for mobile phones, and then change those settings for Checkboard, some or all of the apps on the particular device.
      Users must be aware that disabling push notifications may negatively affect the utility of Checkboard.

    • Automated decision-making

      Automated decision-making means that a decision which is likely to have legal effects or similarly significant effects on Users, is taken solely by technological means, without any human intervention. Checkboard may use the Users' Personal Data to make decisions entirely or partially based on automated processes according to the purposes outlined in this document. Checkboard adopts automated decision-making processes as far as necessary to enter into or perform a contract between Users and Owner, or on the basis of the Users' explicit consent, where such consent is required by the law.
      Automated decisions are made by technological means – mostly based on algorithms subject to predefined criteria – which may also be provided by third parties.
      The rationale behind automated decision-making is:

      • to enable or otherwise improve the decision-making process;
      • to grant Users fair and unbiased treatment based on consistent and uniform criteria;
      • to reduce the potential harm derived from human error, personal bias and the like which may potentially lead to discrimination or imbalance in the treatment of individuals etc.;
      • to reduce the risk of Users' failure to meet their obligation under a contract. To find out more about the purposes, the third-party services, if any, and any specific rationale for automated decisions used within Checkboard, Users can check the relevant sections in this document.

      Consequences of automated decision-making processes for Users and rights of Users subjected to it

      As a consequence, Users subject to such processing, are entitled to exercise specific rights aimed at preventing or otherwise limiting the potential effects of the automated decisions taken.
      In particular, Users have the right to:

      • obtain an explanation about any decision taken as a result of automated decision-making and express their point of view regarding this decision;
      • challenge a decision by asking the Owner to reconsider it or take a new decision on a different basis;
      • request and obtain from the Owner human intervention on such processing.

      To learn more about the Users' rights and the means to exercise them, Users are invited to consult the section of this document relating to the rights of Users.

    • Analysis and predictions based on the User’s Data (“profiling”)

      The Owner may use the Personal and Usage Data collected through Checkboard to create or update User profiles. This type of Data processing allows the Owner to evaluate User choices, preferences and behaviour for the purposes outlined in the respective section of this document.
      User profiles can also be created through the use of automated tools like algorithms, which can also be provided by third parties. To find out more about the profiling activities performed, Users can check the relevant sections of this document.
      The User always has a right to object to this kind of profiling activity. To find out more about the User's rights and how to exercise them, the User is invited to consult the section of this document outlining the rights of the User.

    • Personal Data collected through sources other than the User

      The Owner of Checkboard may have legitimately collected Personal Data relating to Users without their knowledge by reusing or sourcing them from third parties on the grounds mentioned in the section specifying the legal basis of processing.
      Where the Owner has collected Personal Data in such a manner, Users may find specific information regarding the source within the relevant sections of this document or by contacting the Owner.

    • Unique device identification

      Checkboard may track Users by storing a unique identifier of their device, for analytics purposes or for storing Users' preferences.

    • User identification via a universally unique identifier (UUID)

      Checkboard may track Users by storing a so-called universally unique identifier (or short UUID) for analytics purposes or for storing Users' preferences. This identifier is generated upon installation of this Application, it persists between Application launches and updates, but it is lost when the User deletes the Application. A reinstall generates a new UUID.

Contact information

    • Owner and Data Controller

      Checkboard Limited
      213 Mirror Works
      12 Marshgate Lane
      London
      E15 2NH

      Owner contact email: hello@checkboard.com